Privacy Policy


This Personal Data Protection Notice (“Notice”) sets out the basis which Owl Corporate Services Pte. Ltd. together with its related corporations (collectively, referred to as “Owl Corporate”, “our”, “us” or “we”) may collect, use, disclose or otherwise process personal data of our Client in accordance with the relevant Personal Data Protection Act (“PDPA”) applicable to Owl Corporate. This Notice applies to personal data in our possession or under our control, including personal data in the possession of organisations which we have engaged to collect, use, disclose or process personal data for our purposes. 


  1. As used in this Notice:

Client” means company or individual who (a) has contacted us through any means to find out more about any services we provide, or (b) may, or has, entered into a contract with us for the supply of any services by us; and

personal data” means data, whether true or not, about a Client who can be identified: (a) from that data; or (b) from that data and other information to which we have or are likely to have access. 

  1. Depending on the nature of your interaction with us, some examples of personal data which we may collect from you include name, national registration identification number, passport information,  residential address, email address, telephone number, nationality, gender, date of birth, marital status, photograph, employment information, financial information, payroll information, educational and employment history, and including information relating to family members. This enables us to operate in an efficient and effective manner to provide you with our services.

  1. Other terms used in this Notice shall have the meanings given to them in the PDPA (where the context so permits).


  1. We generally do not collect your personal data unless (a) it is provided to us voluntarily by you directly or via a third party who has been duly authorised by you to disclose your personal data to us (your “authorised representative”) after (i) you (or your authorised representative) have been notified of the purposes for which the data is collected, and (ii) you (or your authorised representative) have provided written consent to the collection and usage of your personal data for those purposes, or (b) collection and use of personal data without consent is permitted or required by the PDPA or other laws. We shall seek your consent before collecting any additional personal data and before using your personal data for a purpose which has not been notified to you (except where permitted or authorised by law).

  1. We may collect and use your personal data for any or all of the following purposes:

  1. preparing a proposal regarding the services we offer;

  2. performing obligations in the course of or in connection with our provision of the services requested by you;

  3. verifying your identity;

  4. responding to, handling, and processing queries, requests, applications, complaints, and feedback from you;

  5. managing your relationship with us;

  6. processing payment or credit transactions;

  7. complying with any applicable laws, regulations, codes of practice, guidelines, or rules, or to assist in law enforcement and investigations conducted by any governmental and/or regulatory authority;

  8. any other purposes for which you have provided the information;

  9. your agents, advisors, intermediaries, and custodian of your assets to whom you have connected us with;

  10. our professional advisors where it is necessary for us to obtain their advice or assistance, including lawyers, accountants, tax advisors, IT or public relation advisors;

  11. transmitting to any unaffiliated third parties including our third party service providers, advisors, business support office and agents, and relevant governmental and/or regulatory authorities, within the locally or abroad, for the aforementioned purposes; and

  12. any other incidental business purposes related to or in connection with the above.

  1. We may disclose your personal data:

  1. where such disclosure is required for performing obligations in the course of or in connection with our provision of the services requested by you; or

  2. to third party service providers, agents and other organisations we have engaged to perform any of the functions with reference to the above mentioned purposes.

  1. The purposes listed in the above clauses may continue to apply even in situations where your relationship with us (for example, pursuant to a contract) has been terminated or altered in any way, for a reasonable period thereafter (including, where applicable, a period to enable us to enforce our rights under a contract with you).


  1. In compliance with the PDPA, we may collect, use or disclose your personal data without your consent for the legitimate interests of Owl Corporate or sometimes, where it is necessary fo rthe legitimate interest of another person, provided that such is in compliance with the PDPA. In relying on the legitimate interests exception of the PDPA, Owl Corporate will assess the likely adverse effects on the individual and determine that the legitimate interests outweigh any adverse effect. 

  1. In line with the legitimate interests’ exception, we will collect, use or disclose your personal data for the following purposes:

  1. Fraud detection and prevention;

  2. Detection and prevention of misuse of services;

  3. Network analysis to prevent fraud and financial crime, and perform credit analysis;

  4. Collection and use of personal data on company-issued devices to prevent data loss;

  5. Training our staff or monitoring their performance;

  6. For the administration and management of our business, including recovering money owed to us, and archiving or statistical analysis;

  7. Seeking advise on our rights and obligations, such as where we require our own legal advise; 

  8. Defending a claim against us or prosecuting or making a claim against you or a third party;

The purposes listed in the above clause may continue to apply even in situations where your relationship with us (for example, pursuant to a contract) has been terminated or altered in any way, for a reasonable period thereafter.


  1. The consent that you provide for the collection, use and disclosure of your personal data will remain valid until such time it is being withdrawn by you in writing. You may withdraw consent and request us to stop collecting, using and/or disclosing your personal data for any or all of the purposes listed above by submitting your request in writing or via email to our Data Protection Officer at the contact details provided below.

  1. Upon receipt of your written request to withdraw your consent, we may require reasonable time (depending on the complexity of the request and its impact on our relationship with you) for your request to be processed and for us to notify you of the consequences of us acceding to the same, including any legal consequences which may affect your rights and liabilities to us. In general, we shall seek to process your request within twenty-one (21) business days of receiving it. 

  1. Whilst we respect your decision to withdraw your consent, please note that depending on the nature and scope of your request, we may not be in a position to continue providing our services to you and we shall, in such circumstances, notify you before completing the processing of your request. Should you decide to cancel your withdrawal of consent, please inform us in writing in the manner described in clause 8 above. 

  1. Please note that withdrawing consent does not affect our right to continue to collect, use and disclose personal data where such collection, use and disclose without consent is permitted or required under applicable laws.


  1. If you wish to make (a) an access request for access to a copy of the personal data which we hold about you or information about the ways in which we use or disclose your personal data, or (b) a correction request to correct or update any of your personal data which we hold about you, you may submit your request in writing or via email to our Data Protection Officer at the contact details provided below. 

  1. Please note that a reasonable fee may be charged for an access request. If so, we will inform you of the fee before processing your request. 

  1. We will respond to your request as soon as reasonably possible. In general, our response will be within ten (10) business days. Should we not be able to respond to your request within thirty (30) days after receiving your request, we will inform you in writing within thirty (30) days of the time by which we will be able to respond to your request. If we are unable to provide you with any personal data or to make a correction requested by you, we shall generally inform you of the reasons why we are unable to do so (except where we are not required to do so under the PDPA).


  1. To safeguard your personal data from unauthorised access, collection, use, disclosure, copying, modification, disposal or similar risks, we have introduced appropriate administrative, physical and technical measures such as minimised collection of personal data, authentication and access controls (such as good password practices, need-to-basis for data disclosure, etc.), encryption of data, up-to-date antivirus protection, regular patching of operating system and other software, securely erase storage media in devices before disposal, web security measures against risks, usage of one time password(OTP) / 2-factor authentication (2FA) to secure access. 

  1. You should be aware, however, that no method of transmission over the Internet or method of electronic storage is completely secure. While security cannot be guaranteed, we strive to protect the security of your information and are constantly reviewing and enhancing our information security measures.


  1. We generally rely on personal data provided by you (or your authorised representative). In order to ensure that your personal data is current, complete and accurate, please update us if there are changes to your personal data by informing our Data Protection Officer in writing or via email at the contact details provided below.


  1. We may retain your personal data for as long as it is necessary to fulfil the purpose for which it was collected, or as required or permitted by applicable laws.

  1. We will cease to retain your personal data, or remove the means by which the data can be associated with you, as soon as it is reasonable to assume that such retention no longer serves the purpose for which the personal data was collected, and is no longer necessary for legal or business purposes.


  1. We may transfer, store, or process your personal data in locations outside the jurisdiction in which you are based or contracted (“Jurisdiction”). Where the countries to which your personal data is transferred do not offer an equivalent level of protection for personal data to the laws of the Jurisdiction, we will ensure that appropriate and reasonable safeguards and security measures are put in place. We will use appropriate and reasonable data security safeguards, use contractual confidentiality terms and agreements with third parties, ensure that the applicable country has equivalent data protection laws, or seek your explicit consent to the transfer of your personal data to a place outside the Jurisdiction (each time as applicable)


  1. You may contact our Data Protection Officer if you have any enquiries or feedback on our personal data protection policies and procedures, or if you wish to make any request, in the following manner: 

Data Protection Officers

Oli Lim / Florence Ong


  1. This Notice applies in conjunction with any other notices, contractual clauses and consent clauses that apply in relation to the collection, use and disclosure of your personal data by us.

  1. We may revise this Notice from time to time without any prior notice. You may determine if any such revision has taken place by referring to the date on which this Notice was last updated. Your continued use of our services constitutes your acknowledgement and acceptance of such changes. 

Updated as at 18 February 2021